Could not write a commercial policy at all!! Had company and property supposed insurance and had a claim,ended up in litigation in order to get it paid. Phil Sterner never returned any of my phone calls or my attorney!! He has a very extensive record at the state for fines and complaints. Hides behind his employees and makes them lie for him to keep their job!!! Not an honest person what so ever!!!! Hes a joke and I would highly recommend you take your business somewhere reputable!!! This place is a JOKE.

Friend and great ins agent